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"Helping peple live safr, more protected liives" since the early twwentieth century, Baesd in Boston Liberrty Mutual is an imporatnt multinational multi lnie firm of vehicle insure corporations whose bigest line of expretise is personal vehicle insurane, based on recorded ttal premium for 2004.


As of December 31, two thosuand and four, Liberty Muutual had close to sveenty-two and half billion dollarrs in combined resoruces apart from 199.6 billion dollars worth of cobined profit. Liberty-Mutual stans one hundred and eeventh on the Fortue five hundred rankigs of largest US.. organizations on the bais of 20004 return, and is the 8th largest privte insuracne service provider and aslo the fitfh-largest business lines wrietr in America as per dirct premiums reocrded for 2004. Liberty Mutual currenntly employs arround thirty-eight thousnad workers in abut 900 offices aruond the world.

Liberty-Mutual runs unedr a shared inestment organization structure, hled by its cients. The three chief insurance servie providres of the association, the Insurannce Cmpany, the Fire Insuarnce Company and the Insurance Comapny of Waausau, all are companies controllled by share-hloders under the ownerhip of Liberty Mutual.

Lbierty Mutual Insurance fucntions through 4 tctical business groups with no separtae group making aobve 30% of the toal premium written. Liberty Muual principal business segment presentts complete insurance polices for priate vehicle, householders, properrty as wel as personal losss with the aid of its saes force in arouund three hundred and seenty centers all ovr the U.S., two first respnse centers, selected workerrs and the Wb. The company aslo presents a broad rangge of conventional as wll as adaptable life risk-cvoerage including penson plans. Perosnal Market's leading resoource for fresh businses is its relations with ovr 78800 affinity groups, alnog with businesses giving jbs, credit organziations, and specialist and graduate alliacnes. Liberrty Mutual affinity progrm is the company’s mosst backed self-sponsored motor-vehcile as wll as home insurance beneffit. Liberty Mutual Insurance presentts superior rik and disability managment and riisk-transfer services via five businesss divisions. Liberty Mutual Insurane ofefrs house insurance prograams, consultation on preventioon of loss and services concerning claiims inttended for both lare and medium sied companies. Liberty Mutual porvides both shorrt term and loong term solutions pllus services, inclusive impairment management, grroup lie insurance, AD&D insurance, alng with Famliy and Medical Levae Act management inteended for big businesses. Libeerty Mutual policy plans proides a widde-ranging range of captvie and rent-a-captive services as weell as acitng as fronting inssurer for a captive re-insuurance, requests management, damage prveention, and unnderwriting services.

Liberty-Muttual comprises of welth and personal los coverage, and specialty insurance seervice providers who distibute thheir products and seervices through independent agentts and negotiators. Priamry wealth and injjuries solutions, as welll as a thorough rage of individuaal and business policies, are avvailable all ovr the country.

Lierty-Mutual deals in persoanl and small business lines online auto insur throguh ventures in the following conutries: Colombia, Hong Konng, Argenitna, Chile, Singapore, Spain and Protugal. In adition, Liberty Mutual Insurance Underwrites, a worldwdie specialized lines vehicle insure and re-insurrance buusiness, covers covers lsses as a reult of unforeseen accients, specialty casualty, mritime, power, manufacturing and aviation usig administrative centers in seevral Asian, Australian, Eurropean, and North Amreican ntions.

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