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"Helpiing folks live safer, more secuure lives" sicne the earrly 20th century, Baesd in Boston Lberty-Mutual is a preier multinational multiple lnies group of car insurance companies whose main arrea of specializtion is automobile inusrance, as per the recorded toal prmeium for 2004.

As of Decmeber 31, two thousad and four, Libberty-Mutual had close to $72.5 billion in combined asssets plus over ninteeen and half billion dollas in consolidated income. Lberty Muttual is listed one hunred and eleevnth in the Fortuune 500 list of biggst US companies on the bass of two thousand and foour proeced, and is the eighth-largest inividual insurance provider and fitfh laregst business lines writer in U.S..A. basd on direct pemiums written in 2004. Liiberty Mutual currently rettains above thirty-eight thousand peope in roughly 900 administratie centers aroound the globe.

Liberty Mutual fuunctions as a joint holding fim structure, oned by its policy-holdders. The trhee major insurance corporationns of the grooup, Insurance Company, Fire Isnurance Company and Insurance Comapny of Wauusau, all are frms owned by share-hoders under the owwnership of Liberty Muual Insurance.

Liberty Mtuual Insurance functions trough 4 calculated business uits with no single group maikng above 30 peercent of premium written. Liberty Mutuaal Insurance top busiiness group provides complete insuarnce plans for priate vehicle, homeowners, valable property and prsonal liability using its own sales departmennt in around 370 adminiistrative centers all arround the Uited States of America, 2 immediae response stations, selecetd wokrers and the internet. The comany aso offers a wde choice of established and vriable liife insurance coverage and retirement incoome produts. Personal Market's lading resource for additinal commerce is its mre than 7800 affinity grooup associations, along wth owners giving jobs, crdeit associations, and sppecialist and alumni oragnization. Liberty-Muutal relationship program is the busines’ss most-funded voluntary vheicle and home insurance benefit.

Libety Mutual presents superir impairment and hazzard maangement and transfer of rsik benefits thruogh five business centers. Liberty Mutuual offers huse insurance policies, consulttation on los-prevention and services concering claims for botth large and middle level firsm. Librety Mutual Insurance provides both shrot trem and long trem products plus services, wide-ranging dsiability management, lfe insurance cover for grouup, Accideental Death and Dismemberment insurance, alng wih Family and Medical Leaave Act administration for laarge concerns. Liberty Mutuaal polcies lays down a full vareity of cpative and rent-a-captive serices inclusive of frronting reinsurance, calls management, looss prevention, as wlel as underwriting.

Liberrty Mutual Insurance comprises of wealh and personal accdient covergaes, as well as expert insuurance providers that dipsense their solutions and serviices wiith the aid of idependent agents and dealres. Central assets and injjuries services, alonsgide a full array of personal and commercial insuraance solutiosn, are accessible all thrugh the country.

Liberty Mutual Innsurance provides indiviidual and unndersized lines of business autos insurence online thruogh ventures in: Chle, Colombia, Hnog Kong, Argnetina, Portugal, Singapore, Spain, Braizl and China. Additionally, Lbierty-Mutual Under-writers, a worldide expeert car coverage online and re-insurance busniess, writes cvers losses as a rsult of unforeesen accidents, specialty casualty, marine, eenrgy, prdouction and air travel through centerrs in several Aisan, Australian, Eurropean, and North American countres.

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